What's so Independent About an Independent Medical Exam?
Depending on the doctor chosen by the insurance company, the entire exam may last only a few minutes. We always advise our clients to write down the time they go in to see the doctor, the amount of time that they’re with the doctor, and the amount of time the doctor spends speaking with them and actually examining them. Typically, this is only a few minutes.
Even if the exam only lasts a few minutes, that five minute exam can result in a five page single-spaced report dictated by this doctor - a report that the insurance company can use to stop or deny benefits and medical treatment. In our experience, the more desperate the insurance company, the more notorious the insurance doctor they will go to for the exam.