Filing in the Right State is a Critical First Step in Your Claim
You should be filing your claim in the state where you were injured, and/or where you do most of your work. If you were injured in Washington, DC it's critical that you file in DC because the compensation rate is higher than it would be in Virginia or Maryland. If you file in the wrong state you won't be able to amend your claim, and you could end up losing over twenty thousand dollars a year in tax-free workers comp benefits if you file your claim in the wrong place. This gets confusing if your company is located in one state, but you do your work across DC, Maryland, and Virginia.
Don't trust the insurance company - they will push you to file your claim in the wrong place so they can pay you less. If you're not sure, don't sign anything or give a recorded statement until you contact us at 202-393-3320 so we can help you figure it out.
You Can't Trust the Insurance Adjuster or Nurse Case Manager After A Serious Work Injury in DC
Your insurance company is focused on limiting your benefits - paying you less, limiting the medical treatment you need, and not telling you everything you're entitled to after you get hurt at work.
Some adjusters and nurses will come off as adversarial right away, and some will be genuinely very nice people. But no matter their personality or how they treat you, they all have hundreds of claim files and they all are focused on keeping the cost of what they pay you, or how much medical treatment they pay for, to an absolute minimum - that's what they are evaluated on. This is why they do things like take recorded statements to use against you later, try to get a medical release so they have access to your entire medical history since birth, and try to get you to file in the wrong state. Speak to an attorney before you speak to your insurance adjuster. As experienced workers comp lawyers, we will be able to tell you what to look out for, what to do, and what not to do.
Honestly, sometimes a 10 minute call can prevent you from making a mistake that will cost you hundreds of dollars every single week you can't work because of an injury. Just give us a call at 202-393-3320 to make sure you are not making the critical mistakes we see all the time after a work injury.
Potential Tricks The Insurance Company Uses To Deny Claims
- They will tell you to file in the state where you live rather than where you were injured if it saves them money
- They will ask you to give a recorded statement right after the injury when you are shaken up and possibly on painkillers, which they will later use against you to limit your benefits
- They will send you to a doctor who works for the insurance company (and they almost always find in favor of the insurance company)
- They will ask you to sign a medical release that gives them unlimited access to medical records that they will use to claim you had a pre-existing condition or injury
- They will put you under surveillance to catch you doing something they can interpret as violating doctor's orders or to say you're not really injured.
If You've Been Seriously Injured And Need Surgery, Your Case Is At Risk For Being Denied
Your insurance adjuster will be building a case against you with the eventual goal of finding a reason to deny your claim, or limit your benefits, especially if you have a serious injury and need surgery. We've seen rotator cuff, meniscus, and back injury claims be denied once they are referred to surgery. The insurance company will never tell you everything you may be entitled to for a permanent injury. You should have an attorney on your side to make sure that your case is in the best shape possible in the event your benefits do get denied.
Get the Lawyer Who Literally Wrote the Book on Workers Comp Working For You.
Donahoe Kearney's Frank R. Kearney is the lawyer who wrote the book on workers comp. He's Board Certified by the National Board of Trial Advocacy (about 1% of lawyers in this country have this distinction - it means they had significant trial experience, recommendations from judges and other lawyers just to apply, then they passed the all-day exam). That's important because in D.C., workers comp hearings are conducted just like a trial.
But most of all you'll get the absolute best client service from your very first call - and if we work with you, we'll explain how our Core Values govern everything we do.
Even if we can't help you or if you don't think we're right for you (we're different, we're not right for everyone) we'll give you a free copy of Mr. Kearney's book so you can have the information you need to make great decisions about your legal issues.
Get Experienced Help From Our Workers' Compensation Lawyers With Your Work Related Injury Claim Today!
Our experienced workers' comp lawyers are here to help! But don't delay - you're in a complicated system with insurance company adjusters, lawyers, doctors, nurses, case managers all working against you. That's their job. Waiting too long to get the advice, help and counsel you need from an attorney could really hurt your case. Contact us today at 202-393-3320.
Or to learn more about DC workers compensation, order our free book "Protect Your Rights, the Ultimate Guide to DC Workers' Compensation." Our guarantee is it will give you information you can use today.