Long Term Disability

Washington D.C. Long Term Disability Attorneys

3 Truths About Long-Term Disability Insurance In DC

1. The Disability Claim Process Will Vary Depending On What Type of Claim You’re Making.

There are different types of disability claims including short-term disability insurance claims, long-term disability claims, social security disability claims, ERISA, non-ERISA, and Family and Medical Leave Act or FMLA claims. Each will have its own timeline and rules that govern the process. It’s important to understand or have someone on your side who understands the process for the specific type of claim you’re making. Some processes can move quickly while others take more time. After a serious injury or medical condition that prevents you from working, it’s important to determine the best way to replace the income you are losing. You’ll need an attorney familiar with ERISA to help you take the next right steps.

2. The Long Term Disability Claim Process Involves An Administrative Record & Important Timelines

Are you making a long-term disability insurance claim? If so there may come a time when your claim is either denied or your benefits terminated and you will be required to appeal that denial. That appeal goes to the insurance company (I know it sounds crazy but the insurance company will decide whether to stick with or change their denial of your benefits) and that appeal – everything you put in it, will be the administrative record. The record covers the time period from when you were injured through your current condition. It’s critical that this administrative record is delivered on time and contains all of the critical information to support your claim.

This is not filling out some forms or just sending in your medical records – there is an entire process you should go through involving medical and vocational evidence that needs to be prepared.

There is also a timeline of events that must be followed exactly or you risk having your claim denied. ERISA long-term disability insurance deadlines include 180 days after any claim denial for appeal and the insurance company’s 45-day deadline to review an appeal once submitted. That’s not a lot of time to get your administrative record together, especially if you don’t know exactly what you are looking for.

3. Hiring Our Experienced Long-Term Disability Attorneys Will Make The Entire Process Smoother

If you have questions about ERISA long-term disability cases, contact our experienced team to get more information on the process. And especially if your claim was denied – we can review that denial letter for you (for free, no obligation).

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If Your Claim Is Denied You Need To Hire Our Experienced Long-Term Disability Attorneys Immediately

Long-term disability policies can be confusing. You must be able to read between the lines and sort through a whole bunch of industry-specific terms and conditions.

You should consult with a DC Long Term Disability Attorneys before crafting your long-term disability appeal for the following reasons

  • You need someone who understands the language to clarify the process and the parameters;
  • You need someone with experience in insurance litigation to craft the appeal, to work with experts, consultants, your doctors, witnesses.
  • You also need someone who will understand how to prepare your appeal to be read by a federal judge (you have to file a federal lawsuit if your appeal is denied) so you have a fighting chance to win your appeal.

How Much Do Long-Term Disability Attorneys Cost?

We offer consultations, claim appeals, and federal court appeals. An experienced Donahoe Kearney attorney will review your denial letter for free and then give you clear guidance on your recommended next steps.

Don’t Wait! Contact Our Experienced Long-Term Disability Attorneys Today!

Our experienced long-term disability attorneys are here to help! We’ll review your denial letter for free and give you our sense of the next steps you’ll need to take. But don’t delay – these cases have strict time limits and a proper appeal – one that puts you in the best position to get disability benefits awarded – is a lot of work. Contact us today and send your denial letter to us at info@dkllp.com

To learn more about your long-term disability claim download our free copy of “The Ugly Truth About Disability Insurance”

Claim Denied: The Ugly Truth About Long Term Disability Insurance


Has your long term disability claim been denied and you need to appeal? Send us your denial letter right now to clientexperience@dkllp.com to get started.
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Our Experience

We’ve helped people in Washington DC with serious injuries for over 27 years

You’re here because of a serious injury or medical condition. Now you’re dealing with an insurance company. You want your life back. We get that. We help guide you through this process so you can stand up to the insurance company and get back your financial security, control and independence.

Why Choose Us
  • Nationally recognized, Board Certified trial lawyers.

  • 150+ five star reviews on Google

  • 12 published books, guides and reports to help you understand the legal process.

  • We make it easy for you. We take away the stress, anxiety and uncertainty so you can focus on getting better.

  • Success Story

    After A Successful Settlement, a Severely Injured Young Man Now Has the Resources to Live Independently

    Rated 5 out of 5
    July 26, 2022

    Mr. Kearney and Mr. Donahoe were excellent attorneys. They were very caring toward my son and myself. They always explained everything in detail and kept in touch with us, updating us about the case. Whenever we would call or needed a question answered, Mr. Kearney or his assistant was always there to help. My son and I are very happy and satisfied with the outcome of the case. Mr. Kearney and Mr. Donahoe were the best and I would highly recommend them to other people.

    M.S., Manassas, Va
Washington, DC

1701 Pennsylvania Ave NW
Washington, DC 20006
Phone: (202)-932-9800
Fax: (202) 393-3324

Alexandria, VA

708 Pendleton Street
Alexandria, VA 22314
Phone: (202) 393-3320
Fax: (202) 393-3324

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