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Why Should We Allow Insurance Companies to Practice Medicine?

| Frank R. Kearney

Insurance Companies Shouldn’t Be Calling The Shots On Your Medical Treatment.

We couldn’t agree more. Any reasonable person can see that if a doctor prescribes a treatment unless that treatment can be proven to be unreasonable, then the insurance company should authorize it. But the burden of proof should be on the insurance company, not the patient or the prescribing doctor.

Sure, there are fraudulent people out there who try to connive their way into receiving prescription medications, and wayward doctors who over-prescribe or are otherwise corrupt. But we think it’s safe to assume that’s not the norm. There should be clear parameters for what would preclude a person from receiving a certain type of treatment, and it surely shouldn’t be decided by utilization reviews or ‘independent’ medical exams.

Due to crazy laws like ERISA, insurance companies have way too much power when it comes to authorizing your medical treatment and paying out your claim. With such slanted legislation favoring insurance companies, claimants who have a long-term disability claim could be out of luck when it comes to appealing a denied claim. Anyone who has a chance of winning their claim based on the “administrative record” will do so only with an experienced attorney by their side.

by Frank R. Kearney, Attorney-at-Law

Experienced DC Workers’ Comp, Long Term Disability & Accident Lawyer,

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    July 26, 2022

    Mr. Kearney and Mr. Donahoe were excellent attorneys. They were very caring toward my son and myself. They always explained everything in detail and kept in touch with us, updating us about the case. Whenever we would call or needed a question answered, Mr. Kearney or his assistant was always there to help. My son and I are very happy and satisfied with the outcome of the case. Mr. Kearney and Mr. Donahoe were the best and I would highly recommend them to other people.

    M.S., Manassas, Va
  • Story Of Success

    After A Successful Settlement, a Severely Injured Young Man Now Has the Resources to Live Independently

    Rated 5 out of 5
    July 26, 2022

    Mr. Kearney and Mr. Donahoe were excellent attorneys. They were very caring toward my son and myself. They always explained everything in detail and kept in touch with us, updating us about the case. Whenever we would call or needed a question answered, Mr. Kearney or his assistant was always there to help. My son and I are very happy and satisfied with the outcome of the case. Mr. Kearney and Mr. Donahoe were the best and I would highly recommend them to other people.

    M.S., Manassas, Va
  • Story Of Success

    After A Successful Settlement, a Severely Injured Young Man Now Has the Resources to Live Independently

    Rated 5 out of 5
    July 26, 2022

    Mr. Kearney and Mr. Donahoe were excellent attorneys. They were very caring toward my son and myself. They always explained everything in detail and kept in touch with us, updating us about the case. Whenever we would call or needed a question answered, Mr. Kearney or his assistant was always there to help. My son and I are very happy and satisfied with the outcome of the case. Mr. Kearney and Mr. Donahoe were the best and I would highly recommend them to other people.

    M.S., Manassas, Va
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