Is it really news to say the other driver's insurance company will take advantage of you after an accident?
The at fault driver should notify his insurance company after the accident and give them your contact information, as well as a description of the crash (from his point of view), the cars or trucks involved, whether the police came, whether anyone needed an ambulance, etc.
And then the insurance adjuster will start calling you to get a recorded statement. Don't give one until you talk to a lawyer - the adjuster has been trained, taken hundreds of statements, and knows how to put words in your mouth (if you're not careful) to minimize your injuries, or give his driver (the one who hit you) excuses for causing the accident.
They will not tell you the policy limits of their driver, or the total amount of insurance coverage available to cover your injuries. They may not tell you the right time limits for a personal injury case, or the types of damages allowed by law - they're different in D.C., Maryland and Virginia.
Feeling overwhelmed after an accident that wasn't your fault?
Order a copy of the The Ultimate Guide to Accident Cases in the D.C. Metro Area from here, by clicking on the book cover to the right, with no cost or obligation. It will help you get answers to these questions and a whole lot more (it will even help you decide whether you need to hire a lawyer).
Plus, we have it in an electronic version and can email it to you right away. And if you have a serious, long term injury or questions about what to do, just call us at (202) 393 -3320. Some people would rather call and talk to a live person about their situation, and we get that.