How To Protect Yourself From Bad Drivers

Posted on Aug 09, 2018

 

ADULTS ARE ENGAGED IN MEDIA 50% OF TIME TIME 

HOW MUCH OF THAT DO YOU THINK IS ON THE PHONE WHILE DRIVING?

According to the first-quarter 2018 Nielsen Total Audience Report, nearly half an adults’ day is dedicated to consuming this content. In fact, American adults spend over 11 hours per day listening to, watching, reading or generally interacting with media. Behind this surge are the growing use of new platforms, as well as the younger, multicultural generations who leverage them.

When I read this article, one of the first things that came to mind is I wonder how much of this media engagement is happening in the car?

If you have spent any amount of time driving in the DMV, especially downtown or on the beltway in Maryland and Virginia, you know that traffic patterns are a challenge. You may have even seen someone shouting on their phone, or looking at their text messages and there is nothing you can do about it but drive as carefully as you can.

But there is something you can do about it.

Every driver D.C., Maryland, and Virginia should be financially prepared for a major accident at any time. Even if you are the best driver on the planet, you cannot control how other people drive.

We have seen this particular scenario play out in devastating ways; a driver is hit by somebody who doesn’t have insurance or only has the legal limit ($25,000.00) OR has no insurance at all and they have long-term, horrific injuries. Because they were only carrying a small amount of underinsured motorist coverage (UIM) they now have hundreds of thousands worth of medical bills that they cannot pay.

These days it is even more common for people to not have health insurance. Make sure you are not caught in that trap.

If you have been in a serious auto accident you may need an attorney to assist you with managing your medical treatment and bills, and pursuing a settlement with the insurance company. If you have a path of serious medical treatment ahead of you don’t try to settle the case on your own.

Make sure you get everything covered: past, present, and future.

Call us today at 202-393-3320 and we will help you get started.