You have a lot to deal with after a car accident. Medical treatment and appointments, missed time from work and your family, arranging to get your car repaired.
But there is something else you never planned on dealing with - all of those annoying, harrassing calls from the insurance company for the driver who hit you.
How can you stop the insurance company from constantly trying to talk to you after an accident?
First, should you talk to the other driver's insurance company?
Not if you have a serious injury, and here's why. That insurance adjuster has been trained to get a statement from you that they will use to minimize your injuries later. They want to talk to you as soon as possible, before you have focused on your injuries and recovery, while you are on medication, before you know the true extent of the damage.
They want you to make a mistake. To be caught off guard. Maybe not fully explain what happened (yes, they will cut you off or re-direct their questioning so you don't have a chance to fully tell your story - that is the last thing they are interested in). And the transcript of this interview won't show that.
We've seen people in the hospital or heavily medicated because of their injuries who can't remember, or are too tired, or in too much pain, to give the insurance company the full, accurate picture of how the crash occurred and the extent of their injuries.
And like everything else in life, it's important to get your case off to a good start - by doing the right thing, and not making mistakes that the insurance company will use against you (that is their job, after all - and they are good at it).
Don't be one of those people.
We don't let the insurance company talk to our clients after an accident - and you shouldn't either.
Not until you know a lot more about the process, what they are after, how they will use the personal information you give them, why they will send you a form allowing them to get all of your medical information from birth (really!).
There are a couple of good ways to learn more about accidents in DC, Maryland and Virginia, car insurance companies and the process of what to do after you've been hurt in an accident.
You can start right now by ordering a free copy of our book The Ultimate Guide to Accident Cases in the DMV. We now have it in electronic format, so it is an e-book that can be delivered to your email right now - so you can read it before talking to any insurance company or lawyer. That's a great way to get an overview of what to do so you don't make a mistake and how the system works.
You can tell us your story by typing it into the confidential, secure form and we will email you to let you know we received it and what resources or information we can give you to help.
If you have a specific question, you can call us at (202) 393 - 3320 and schedule a time to talk about your situation, confidentially of course. That call is also free and will help get you answers you need to make the best decisions for you and your family (remember, there is a lot of wrong and just plain bad information out there - so be careful you don't fall for that).