Filing For Worker's Compensation After A Back Injury
Back injuries are some of the most common injuries we see in the workplace. Often caused by lifting, twisting, falling, or some other type of trauma, back injuries can affect construction workers, nurses, delivery people, sales reps - just about any occupation is at risk for developing a serious injury to their back.
How To File For Worker's Compensation Benefits
If you are injury happened at work, the first thing you need to do is report the injury to your employer, a supervisor, or your company's HR department. In the District of Columbia, you have thirty days from the date of the injury to notify your employer that your injury happened at work. And it’s important to be specific regarding the cause of the injury and where the injury happened.
For example, a MedStar nurse could indicate "I was lifting and turning a patient and hurt my back.“ A waiter could specify that they slipped going down the steps and hurt their back or a construction worker may say they were lifting a pipe on a jobsite and hurt their back.
Choosing A Doctor After A Work Injury
Under Worker's Compensation in DC and in Maryland, you have the right to choose your own treating doctor for your back injury. If your work injury happened in Virginia, the insurance company will provide a list of three doctors and you will choose your treating physician from that list. Most of the time, specialists who diagnose and treat back injuries are orthopedic surgeons, physical therapists and rehab, and neurosurgeons. This does not mean that you cannot go to your primary care physician, hospital, or clinic for treatment after you first get hurt, and your primary care physician should be able to refer you to a specialist for your back injury.
Understanding Worker's Compensation Benefits
If you can’t work due to your back injury, your doctor should be able to say that and you should receive worker’s compensation benefits while you can’t work. While DC, Maryland, and Virginia are three separate worker’s compensation systems, with their own separate laws and rules to follow, the benefits you can receive if you are unable to work will be 66 2/3% of your average weekly wage. But if you are a high income earner, Maryland and Virginia may severely limit your total weekly benefits, so make sure you discuss your back injury with an experienced DC Worker’s Compensation attorney to make sure you get all the benefits you are entitled to.
Don't Let The Insurance Company Take Advantage Of You - Speak To An Experienced Worker's Compensation Attorney Today
The workers compensation insurance company is never going to tell you all of the benefits you may be entitled to, including a significant settlement for a serious back injury that happens at work. Make sure you and your family don’t get taken advantage of by the insurance company by calling to schedule your free, no obligation, confidential assessment of your case.
We help people stand up to insurance companies. Will make it easy for you and give you a plan, just cost today at 202-393-3320.