When you talk about getting hurt at work and workers compensation, most people think about construction workers with a torn rotator cuff from lifting something overhead, or someone with a back injury lifting materials, or a knee injury from a fall on a jobsite - things like that.
As long as the injury arises out of and in the course of the employment, you should be covered.
But it also depends where you work and where you got hurt. In D.C., most every injury that is related to the workplace is covered by workers comp and that includes occupational diseases, or exposure to something at work that causes a medical condition.
Maryland used to be a "slip, trip or fall" state, meaning a worker had to slip, trip or fall to be entitled to workers compensation. Thankfully, that's changed, so if you're hurt lifting equipment as part of your job, you're covered.
Virginia requires you to prove that it arose out of and was in the course of the work activity. An idiopathic fall (one where you don't know the cause) may not be covered by workers comp, for example, depending on a number of other factors.
Bottom line - it's not as straightforward as most people think. And workers comp insurance adjusters are trained to look for ways to keep you from getting workers comp benefits and medical treatment for a work injury.
So for a serious injury, give us a call or send us a confidential e-mail. If we can't help, we'll try to get you to someone who can.