Should I give a recorded statement to the insurance company after an accident that wasn't my fault?

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No, not before you speak with an attorney.


After you're injured by another driver in a car accident, the other driver's insurance company will be trying to work against you to minimize the amount they have to pay for your injuries and treatment.

So, it's important to know these tips to make sure you're not saying something you shouldn't in a recorded statement. After an accident, you may be suffering from neck pain, swelling, whiplash, or a head injury. It is probably not the best time to be giving a recorded statement when you're in pain - and the insurance company knows that. Insurance adjusters are trained to ask questions designed to minimize your injuries and cast doubt on how the crash occurred - even if it is clearly the other driver's fault.  It's important to understand what you have to do after an accident, and giving a recorded statement is a part of that process. 

The insurance adjuster and company will do whatever they can to pay you the least amount of benefits possible, it's their job. Even if you are severely injured in an accident that was caused by another driver. And, that work from the insurance company begins with the recorded statement.

You don't have to give a recorded statement - and you shouldn't.  You also should not sign any forms or documents the insurance company sends you without talking to a lawyer or learning what your rights are.

With us, you can get feedback from an experienced attorney to determine if you have a valid case. And if we think it's a case you're better off handling on your own, because the injuries are relatively minor, we'll tell you that and get you the information you can use to settle your case.  Our consultations are free, so give us a call at 202-393-3320 or contact us by filling out the contact form to get you started getting the justice you deserve!

Frank R. Kearney, Attorney-at-Law
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Experienced DC Workers' Comp, Long Term Disability & Accident Lawyer