Why do I need an attorney to do my long term disability appeal?

You're an intelligent person, a professional. The process seems fairly straightforward: all you have to do is get your medical records together, show all of your doctor's recommendations, and the appealed claim will go through, right? Isn't it pretty simple to prove that you are disabled?

Wrong. Knowing more about what a disability claim attorney can do for you will help guide your decision-making process when facing an ERISA Long Term Disability claim appeal. Please consider the following items carefully if you are faced with filing an appeal of a claim the long term disability insurance company has denied.

There are many different types of attorneys.

You definitely don't want a general practitioner, who dabbles in all types of law, to handle your long term disability insurance claim appeal. If your long term disability claim has been denied, you will need an experienced attorney like Frank Kearney who understands the ins and outs of how insurance companies operate. Frank Kearney has been representing people against insurance companies for 25 years and even has some experience working in insurance defense when he was first out of law school. He understands insurance companies. That's exactly the type of attorney you need for a long term disabiilty appeal.

Our team can help make your ERISA Long-Term Disability claim smoother. All we do is represent people with serious injuries or medical conditions against insurance companies (including medical malpractice, workers compensation, major car accidents, in addition to long term disability). This specialized experience is one of the greatest benefits of having an attorney work on your ERISA long term disability insurance case if your claim has been denied.

Having an attorney with experience can make the difference between winning or losing your appeal.

The experience an attorney can bring when appealing your case is invaluable. We've successfully navigated the complexities and industry tricks involved with the insurance industry in all of our practice areas. Specialized knowledge like this will make all the difference if your disability claim is denied. We understand challenges that you will face with producing objective medical evidence, dealing with surveillance, social media review, etc. Having someone who can navigate and administrate the entire process is something everyone appealing a disability denial needs.

Hiring an attorney when making a disability claim is a right that is exercised by people with a legitimate injury or disease who can't work and are doing their best to heal.

People sometimes aren’t sure if hiring an attorney is right for them. If you are legitimately injured or ill and out of work, you have every right to consider what types of actions are in your best interest to get you well and provide for yourself and your family. The premiums are paid every month, and the insurance company exists, in theory, to support you when the policy is needed - when you can no longer work.

You owe it to yourself to get more information on the process of appealing a denial or termination of long term disability benefits, or to learn more about the process before going in to it. Call us today at (202) 393 - 3320 to get started.

And if you've received a denial letter from your disability insurance company, do it today - you only have 180 days to file your appeal and there is a lot of work to do (your claim file alone could be hundreds and hundreds of pages).


Amaris Vargas, Medical Records Clerk (Spanish-Speaking)
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Director of Client Services