How Do You Find Out If Your Employer Has Worker's Compensation Insurance?

After your work injury, your supervisor should provide information to you about how to file your worker's comp claim. Normally, your employer will immediately notify the insurance company and give you paperwork that you will need to fill out. 

If your employer does not follow these steps after your work injury, they may not have workers comp insurance. If you are still unsure about the status of your employer's coverage, the D.C. Office of Worker's Compensation has a free online tool available that can verify your employer's insurance status.  

You've Been Injured At Work But Your Employer Doesn't Have Insurance - Now What?

This goes without saying, but an employer should have workers' compensation insurance.  It's just better for business.  If they don't, not only are they subject to fines and penalties, but they have to deal with the constant worry of employees getting injured at work.  Not having workers’ compensation insurance also fosters a bad work environment.  If you’re reading this post, you may know what I’m talking about.  Nothing is worse than working for someone who you think doesn’t have your best interest in mind.  Don’t worry though, if you get hurt at a company like this, the experienced workers compensation attorneys at Donahoe Kearney will keep your best interest in mind and there are solutions for you. 

There are usually two options for receiving benefits in this case:

1) You can sue your employer.  It's important to understand that filing a workers' compensation claim is NOT suing your employer.  But, if your employer doesn't have workers' compensation insurance, how do you get your money?  How do you avoid getting behind on bills You have to sue your employer for your benefits.  D.C. courts are very open to this. 

2) You can also file a traditional workers' comp claim, through the Department of Employment Services. This will require a formal hearing, but will still be an effective way to receive the benefits owed to you.  Many times if the company doesn’t have workers’ compensation insurance they don’t even show up to the hearing.  So, it will be up to us to convince the judge that you deserve benefits for your work injury, and that will be easier to do without opposition. 

Let Our Experienced Attorneys Help You Get Everything You're Entitled To

With a serious injury, you have enough to worry about.  Recovery, rehab, new medical bills, worries about your check coming on time,.  A whole new legal system with new requirements and terms - like light duty and utilization review and vocational rehabilitations and filing the right claim forms can all be overwheleming - so we take care of all of that for you. Our clients only have to worry about getting better. Contact us today at 202-393-3320.

Frank R. Kearney, Attorney-at-Law
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Experienced DC Workers' Comp, Long Term Disability & Accident Lawyer
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