An Independent Medical Examination (IME) is really an “Insurance Medical Examination". There is nothing independent about it at all. You see, it’s a medical examination scheduled by the employer or insurance company after a workers’ compensation claim is filed. Some of the physicians that perform IMEs typically examine many injured workers for the same insurance companies – that is their main source of business (and a very profitable one). These doctors sometimes charge $500 or $750 per examination as opposed to the $85 for a patient they are treating. And many times, the examinations last only 5 minutes long but the doctors produce 3 or 4 page long reports to give to the insurance companies or its attorney.
Think about what type of “opinion” these physicians would have about the worker they are examining. Some may say the worker’s injuries were unrelated to his or her employment, or the injury caused only a temporary aggravation of some underlying condition. They may even say the injured worker was never hurt.
As with anything in life, there are exceptions to the rule. Every now and then, an insurance company will hire a competent, unbiased physician to evaluate an injured worker, and that physician will take the time to thoroughly evaluate the injured worker and make recommendations that are helpful to his treatment and rehabilitation. But most of the time, workers’ compensation insurance companies are more interested in limiting or denying benefits and reducing the amount they have to pay to workers hurt on the job.
Workers’ compensation cases are difficult, time consuming and frustrating, especially with insurance companies and employers working against you. There are many factors to take into consideration and legal steps to prepare for so your case is successful long term – allowing you to get the medical treatment you need to recover and get back to work and to feed your family while you’re recovering. Just filing for workers’ compensation after an injury at work may not be enough to receive all the rights and benefits you are entitled to. Even well meaning employers may not know the ins and outs of workers’ compensation law.
That is why we’re here.
As experienced workers’ compensation lawyers in the District of Columbia, we know the tactics insurance companies use to delay and deny benefits after a serious on the job injury. We have a lot of information that can help you right now and prevent you from making a mistake that could cost you in the future. Call us today at (202) 393-3320 for more information on how we can take the anxiety, worry and uncertainty away so you can focus on getting better.