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Two Quick Tips for Dealing with your Workers Compensation Case

Remember, workers comp insurance companies are looking for ways to deny or limit your workers comp benefits - both money and medical treatment (and future benefits, too).  They have a team of insurance adjusters, nurses, lawyers, doctors, case managers and investigators working against you from the moment you get hurt at work.

Here are some fundamental, easy to do things to keep your workers comp case on track.

1. Do NOT miss a medical appointment. 

Be sure to keep all medical appointments, if you have to miss one reschedule it as soon as possible. Ongoing medical treatment is important for your recovery, but also for keeping your workers comp case on track. The doctor should send a medical report to the insurance company to verify your ongoing disability, authorize and pay for medical treatment, and issue a check for benefits.

Missing medical appointments will cause them to question everything about your case. Are you really injured? Are you working on the side? Did the accident happen like you said it did? Don't give them an opportunity to assume that every hard working American is faking or complaining. 

We just talked to someone whose benefits were cut off by Hartford because he missed one physical therapy appointment. Missed one appointment and Hartford stopped his weekly benefits check!

2. Get a disability slip (or out-of-work slip or doctor's note) every time you go to the doctor.

When you see your doctor, he or she should tell you whether you need more medical treatment or therapy, whether you can't work because of your injuries, or whether you can work light duty, with restrictions.  Your doctor's opinion on your work status is important - he or she needs to give that to you in writing so the workers comp insurance company has an updated status on your condition.

But Do NOT rely on the receptionist or nurse to fax this to us and the insurance company. Often they will get busy and forget to do it! Most insurance companies will stop paying benefits if they do not receive an up to date disability slip.   Make sure you get it yourself!


Frank R. Kearney, Attorney-at-Law
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Experienced DC Workers' Comp, Long Term Disability & Accident Lawyer
Injuries at Work Compensation Claims By Eoin P. Campbell, LL.B., Solicitor Claims for injuries at work are often a delicate issue because the employee usually wishes to remain working for the employer and does not want to damage working relationships. This requires a solicitor to proceed with a claim for injuries at work in a way that reduces the risk of damaging confrontations. The first issue to be considered when pursuing a compensation for an injury sustained in the workplace is whether a work injury has, in fact, been sustained. The plaintiff (the person making the claim) must have sustained some form of injury either physical or psychological in the course of his or her employment. Even where an employer has acted negligently, even criminally so, it should be noted that, with regard to the civil law, a potential plaintiff can only claim compensation for a personal injury, loss, or damage that he or she has in fact sustained. A near miss – other than where it can be proven to have caused, for example, a severe psychological trauma – is not sufficient to justify compensation being awarded. “Injuries at work” do not necessarily always result from the direct action of an employer. The failure to provide and maintain a safe working environment for staff be it through lack of action or training and any other form of contributory negligence where it is apparent that the employer did not take the precautions required to protect employees from possible injury will almost certainly result in the employer being held liable for those injuries.
by work accident compensation July 9, 2012 at 07:47 PM
Employees have a right to be protected at the work place. However, accident at work compensation are common, where many may have suffered or know someone who has suffered. Once an accident happens at a workplace, there are steps that one can take. Report the accident at work, Document the accident at work, Contact a solicitor about the accident at work, Follow your solicitors advice about the accident at work claim
by accident at work compensation March 6, 2012 at 09:52 AM
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