DC Workers Comp Insurance Company Won't Pay For Legitimate Work Injury
An insurance company won't pay for medical treatment for an injured worker who is the owner of the business and has paid premiums for 20 years.
Here's a true story that shows what's wrong with insurance companies.
The owner of a local small business was an employee of the business and has been paying workers compensation premiums to cover the owner and all other employees if they get hurt at work. The owner had been paying for years and years - and the insurance company was happy is happy to cash the check every year.
A few years ago, the owner fell at work and had to be hospitalized for the on the job injuries. He had serious injuries, fractures that required him to get a lot of orthopedic treatment and rehab. But he was able to continue to work, so the small business he had built wouldn't suffer - but he needed follow up medical care for the injuries. The work injury was witnessed by an employee, happened at work while performing work duties and was reported to the workers comp insurance company.
He did all the right things.
And the insurance company denied it - no reason. We just don't believe you, so prove it. They sent the injured worker to one of their notorious insurance doctors, who did the usual 5-minute litigation exam and said you're fine and must be faking.
That doctor was also the wrong specialist for this injury.
The injured worker began treating with the appropriate medical specialist and after proper (but severely delayed by the insurance company) treatment, the injuries resolved and he was able to get better.
The moral of the story - don't trust your workers comp insurance company.
If they treat someone who pays their premiums like this, how will they treat everyone else who gets hurt at work?
Here at Donahoe Kearney 25 years of experience says that we fight for the rights of people hurt at work and their families.
Don't make the mistakes that so many hard working people make after a serious injury at work. Before you give a recorded statement or sign anything with the insurance company at all please order this free book. You'll be glad you did.
And to talk to the DC lawyer who wrote the book on Workers Comp, just call us at (202) 393-3320 to see if we can help you and your family. The call is free and confidential of course, and we guarantee you will get great information that will help with your DC workers comp case.