Getting Paid Workers Comp Benefits in DC After Being Hurt at Work
After a serious work injury, you're in a whole new world of workers compensation, with lots of people telling you what you should and shouldn't do - the workers comp insurance adjuster, their nurse case manager, your friends, co-workers and family. It's a stressful, difficult situation and you don't want to make a mistake that can cause you to lose hundreds of dollars every week - literally.
So here's how it works.
The day of your injury is like a snapshot in time (and remember, when you're dealing with pain, surgery, rehab and doctor's visits, the workers comp insurance is working against you to limit the amount they have to pay you, and to limit the amount of medical treatment they have to pay for).
We use that day and go backwards for 26 weeks to calculate your average weekly wage. That's all of the money you've earned in the last 26 weeks before the injury divided by 26. So all of the overtime, bonuses you've earned are in there - before any taxes are taken out. If you've missed work or were working less hours, that time will be included as well. If you've worked at this job less than 26 weeks, then you're total will be divided by the number of weeks you worked.
For DC workers comp benefits we also include any other jobs you had. So if you have a part time job, those earnings (again all before any taxes are taken out) are included as well, and the two jobs are totaled and divided by 26 to get the average. That's called wage stacking - I just won a case where one of the issues was the workers second job, and we got it included in his calculation.
Once we determine the average weekly wage, your benefits are 2/3 of that amount. So if your average weekly wage is $1,500.00, you should receive $1,000.00 per week while you can't work due to your injury. And there are no taxes paid on workers comp benefits.
In DC there is a maximum amount, or cap, on workers comp benefits. This changes year to year but is usually about $450.00 more than workers comp benefits in Maryland or Virginia - so it's really important to file your case in the right place. Filing a workers comp claim in Maryland or Virginia means you can't file it in DC later, so be sure you file your claim in the right place.
Workers comp insurance adjusters will try to get you to file your claim in Maryland or Virginia if they can - because it costs you (and saves them) hundreds of dollars every week.
Get all the info you need to protect yourself (and your family) from making a mistake that could crush you financially - because your insurance adjuster and her team of nurses, doctors, case managers and lawyers have handled thousands of cases for the insurance company - by reading the book on workers comp written just for people who got hurt at work, people just like you.
Call (202) 393 - 3320 today to order your free copy, or just click on the icon on the left. It's a real book, so we have to mail it to you, but we can get it out to you ASAP!