You Are Entitled to a Different Workers Compensation Benefit Rate Depending on the State
Realizing you've been hurt at work and trying to get the medical treatment and benefits you deserve is just the first step. Most employees are covered under their employers' workers' compensation insurance when they are injured at work. Find out what to do if your employer does not carry workers' compensation insurance here.
Workers' compensation rates are the amount you get to replace your lost income now that you can't work because of an injury. Let's say you have a torn rotator cuff or herniated disc in your back from lifting something on the job. Your doctor says you can't return to work because of the injury and you need surgery. And you've heard that workers comp pays 2/3 of your pay.
So Why Does it Matter Where Your Workers Comp Claim is Filed?
Because DC, Maryland and Virginia have very different workers comp systems. And if you have a choice, you need to file your claim in the jurisdiction that is best for you and your family. Especially if you are a high wage earner - because each state and DC has a maximum rate. So no matter how high your income, you will be capped at that max rate.
What Are the Differences in the Maximum Workers Comp Rates?
In DC, the maximum compensation rate is $1,535.44 per week
In MD, the maximum compensation rate is $1,080.00 per week
In VA, the maximum compensation rate is $1,137 per week
Look at the rate for DC and compare it to the lowest rate in MD, for example. It's almost $500 dollar per week.
You Need an Experienced Workers Compensation Lawyer for Your Case
That means you need an experienced lawyer who will ensure you're filing in the right place and at the right time. It's one of the 5 Common Mistakes That Will Kill Your Compensation Case and we'll give you information you need so you don't fall into the insurance company trap by signing the forms they send you. If you or someone you know is looking for a workers' compensation lawyer to fight for you, then give us a call at 202-393-3320 to get you started on protecting your rights at your job. Whether you've been in an accident at work, or need some general information about what to do when you've been hurt, you've come to the right place. Contact us at 202-3320.