In Maryland and DC, many automobile insurance policies include Personal Injury Protection (PIP) coverage. This means that your automobile insurance company will cover reasonable and necessary medical treatment and lost wages up to the PIP policy limit. In Maryland, the PIP policy limit is usually $2,500 but additional insurance coverage can be purchased. In DC, this coverage may also be referred to as No-Fault insurance. In some cases, by accepting the DC No-Fault coverage, the injured person may be prevented from pursuing a negligence case against the responsible driver.
Before accepting benefits, you should make sure you discussed your injury and accident with an experienced attorney who can further analyze your automobile insurance policy. Don’t let technicalities prevent you from getting all that you deserve. If you were in a car accident, call us today at (202)393-3320.